Emirates NBD (“ENBD”) was established in 2007 following the merger between National Bank of Dubai and Emirates Bank International. Its subsidiaries include Emirates Islamic Bank and DenizBank A.S. ENBD’s shares are listed on the Dubai Financial Market.
Through the legacy of its institutions’ history and its strategic role in developing the economy of Dubai and the UAE, ENBD is considered the flagship bank of Dubai and is now the fourth largest bank in the GCC region and the second largest bank in the UAE based on total assets.
The Bank has a wide presence through a network of more than 850 branches and over 4,000+ ATMs/SDMs.
ENBD continues to be a leader in digital banking and innovations, with 97 per cent of its transactions processed through digital channels. Emirates NBD Pay was launched to offer merchant acquiring services to institutional clients and provide loans against POS receivables. Furthermore, Liv., ENBD’s lifestyle digital bank, with close to half a million users, is the fastest-growing bank in the region and the first UAE neo-bank to offer digital IPO subscription platform to customers.
UAE Market Share (as of 31 December 2022)
Assets742 Billion AED
Loan book417 Billion AED