Emirates NBD

Emirates NBD (“ENBD”) was established in 2007 following the merger between National Bank of Dubai and Emirates Bank International. ENBD’s shares are listed on the Dubai Financial Market. Through the legacy of its institutions’ history and its strategic role in developing the economy of Dubai and the UAE, ENBD is considered the flagship bank of Dubai and is the second-largest bank in the UAE by assets. ENBD provides a full suite of banking services, including Islamic financing services. ENBD has a wide presence through a network of more than 900 branches and 4,000+ ATMs across the UAE.

ENBD has a significant retail banking franchise in the UAE and is a key participant in the global digital banking industry, with 98 per cent of financial transactions and requests conducted outside its branches. In late 2019, ENBD launched E20., a digital business bank for entrepreneurs and SMEs, while Liv., the lifestyle digital bank for millennials, continued to be the fastest-growing retail proposition in the UAE. ENBD’s significant investment in digital and technology over the previous years allowed the bank to adjust to the customers digital banking behaviour, seamlessly.

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UAE Market Share (as of 31 December 2021)

  • Assets
    17.6%
  • Deposits
    19.8%
  • Loans
    23.0%
  • Assets
    650+Billion AED
  • Loan book
    400+Billion AED
  • Country presence
    13
  • Branches
    900+

Holdings in Banking & Financial Services